Umbrella Insurance


What does Umbrella Insurance cover?

Umbrella Insurance helps protect you from life’s unforeseen mishaps and accidents when your home, auto, or other personal insurances are not enough to cover your liability. Some examples of coverages under an umbrella policy include:

  • You dog escapes the house and bites a neighbor and you are liable for medical bills, lost wages, and pain and suffering.
  • Your child gets into an altercation at school and injures someone in a fight and you are liable for the medical bills.
  • You cause an accident on the road and your auto policy isn’t high enough to cover the damage to all the victims’ vehicles; nor is your personal liability enough to pay for their medical bills.
  • You bring a dish to a potluck that causes some to fall ill and develop food poisoning and they sue you for damages.

If you’re interested in learning more about Umbrella Insurance, contact our agents today to obtain the extra layer of protection that’s ideal for your circumstances.