PLANS TAILORED FOR YOU

Dental Insurance

Maintaining a perfectly healthy smile can be a costly exercise and shouldn’t add unnecessary stress to the already expensive everyday costs of living. Whether you’re an employer looking to add dental coverage to a group policy or an individual exploring supplementary coverage, WHA can help you determine what’s best for your circumstances.

Represented Carriers

Dental
PROTECTING YOUR SMILE

Individual, Family Plans & Group Benefits

Specializing in the full spectrum of dental coverage, WHA can help you customize the perfect plan to meet all of your individual or family needs, whether you’re seeking to purchase standalone protection or would like to add dental coverage to your existing individual or family health plan. Likewise, if you’re a small business owner, public entity, or a large commercial operation, we can help you create the perfect plan to meet your needs.

Testimonials

What Our Customer Say

faith

Faith

Customer

5/5

“We have been working with WHA for almost 10 years. We like the people, their website’s ease of access, and fair rates.”

mike

Mike

Customer

5/5

“I commend you on your choice of insurance companies. WHA did everything one would hope an insurance company would do in a claim. I could do a commercial on them. They were so wonderful!”

brian

Brian

Customer

5/5

“Great staff and very professional. Best service for the money.”

donna

Donna

Customer

5/5

They’ve been helpful for 25 years.”

Solutions We Offer

Types Of Health Insurance

Dental Preferred Provider Organization (PPO)

This product delivers dental services to members through a network of contracted dental care providers and includes limited coverage of out-of-network services.

Dental Health Maintenance Organization (DHMO)

This type of plan is a prepaid dental insurance plan that aims to minimize out-of-pocket costs and focuses on dental health maintenance. It provides in-network dental coverage, meaning you can only choose from dentists who have decided to sign up with the insurer. If, however, treatment is more serious, these dentists will refer you to a specialist.

Traditional Indemnity

These are dental insurance plans where you can choose to receive treatment from any dentist you wish. You would then pay the dentist directly for services and would be reimbursed by the insurance carrier by means of a claims process.

Get In Touch!

Choose WHA and you can expect unparalleled 24-hour service from highly collaborative agents who will help you obtain the best insurance solutions. Contact one of our agents now and let us help determine the best options to protect your most precious

wHA Insurance

How it Works

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Reach Out To Us

Take the first step to receiving high-quality insurance products that keep you protected by reaching out to one of our agents! We will have an open and honest conversation about how we can help you in your specific circumstances. 

Get A Quote

The next step after you have chatted to an agent and know what you are looking for, is to get a free quote! We will find you the most comparative rates fast.

Sign Up

Once you have got a quote and you accept, we will sign you up and you will have exclusive access to our client portal as well as our agents on call 24/7.

Benefits Of Being With WHA

WHY CHOOSE US?

Whether at work, home or on the road we cooperate with our clients on a common goal – excellent service.

Quick And Easy Quoting
Our agents are one call away to get you started. They will find the best quotes for you fast, so that you can have peace of mind.
Unmatched Customer Care
Our service approach doesn’t end at placing your insurance coverage. Our agents are standing by to help educate you on the coverages and services you have, partnering with you to meet your goals.
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How We Support You

Going Above And Beyond

We offer 24-hour emergency claims support and access to certificates of insurance, as well as full-service claims management, so you can get any issues sorted out quickly.

wHA Insurance

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Normal Insurances

Cost

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Insurances

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Accidental Insurances

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FAQ

Frequently Asked Questions

Firstly, you should consider dental insurance to maintain a healthy mouth, as preventing oral health problems before they start is one of the best ways to keep dental costs down in the long run. Emergency dental work is also expensive and may not be in your budget so it pays to be covered. Lastly, you can protect your overall health, as regular checkups allow dentists to screen patients for symptoms related to other diseases.

This depends on the type of plan you choose. Indemnity plans have no restrictions and patients can see any dentist. Many PPO plans allow patients to see dentists outside the plan’s network, but doing so may result in higher out-of-pocket expenses. If you choose a DHMO dental plan, you have to use a dentist who participates in the plan’s approved network.

Most DHMO plans will provide a discount on services provided when the service received is a covered service that is completed by a specialist who participates in the plan’s network. DHMO patients should always check to confirm that the dentist is “in network” or participates with the DHMO. If you have a PPO plan and you are referred to an in-network specialist, the insurance company will cover the service and you will be subject to pre-negotiated prices as long as it is a covered service as listed in the plan policy. If you are referred to an out-of-network PPO specialist and the PPO plan provides out-of-network coverage, the insurance company will cover the service as long as it is a covered service as listed in the plan policy. Traditional indemnity dental plans do not utilize provider networks, patients with these plans can go to any dentist of their choice. Procedures performed by dentists or other oral care specialists are covered as described in the plan policy.

WHA Insurance